Disclaimer

1. General Information Disclaimer

The information provided by LoanCalcPro.info ("we," "us," or "our") on our website is for general informational purposes only. All information on the site is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.

2. Calculator Results Disclaimer

The calculators on this website provide estimates based on the information you input. These estimates are not guaranteed and actual loan terms, interest rates, monthly payments, closing costs, and other financial factors may differ significantly from calculator results.

Calculator results depend on numerous factors including but not limited to:

• Your credit score and credit history
• Current market interest rates
• Lender-specific requirements and fees
• Property appraisal values
• Debt-to-income ratio
• Employment history and income verification
• Down payment amount
• Loan type and term
• Property location and type
• Insurance costs and property taxes

3. Not Financial Advice

LoanCalcPro.info is not a financial institution, mortgage lender, mortgage broker, or financial advisor. We do not provide financial, investment, legal, or tax advice. The information and tools on this website should not be used as a substitute for professional financial advice from a qualified financial advisor, mortgage professional, accountant, or attorney.

You should always consult with qualified professionals who can assess your specific situation before making any financial decisions, including but not limited to:

• Taking out a mortgage or loan
• Refinancing an existing loan
• Making investment decisions
• Purchasing or selling property
• Making tax planning decisions

4. Limitation of Liability

Under no circumstances shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

We are not liable for any:

• Financial losses resulting from decisions made based on our calculators or information
• Inaccuracies or errors in calculator results
• Technical issues or interruptions in service
• Changes in interest rates, lending standards, or market conditions
• Actions taken by lenders, financial institutions, or other third parties

5. Interest Rates and Market Conditions

Interest rates and market conditions change frequently. The rates used in our calculators are examples only and may not reflect current market rates. Always check with lenders for current rates and terms. We do not guarantee that you will qualify for any specific interest rate or loan terms.

6. No Guarantee of Loan Approval

Using our calculators does not guarantee loan approval, specific loan terms, or any particular interest rate. Loan approval is subject to lender evaluation, credit check, income verification, property appraisal, and other factors determined by individual lenders.

7. Third-Party Links Disclaimer

Our website may contain links to third-party websites or services that are not owned or controlled by LoanCalcPro.info. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

8. Advertising Disclaimer

LoanCalcPro.info displays third-party advertisements. We do not endorse or make any representations about third-party advertisers, their products, or services. Advertisement content is the sole responsibility of the advertisers.

9. Changes to Disclaimer

We may update this Disclaimer from time to time. We will notify you of any changes by posting the new Disclaimer on this page and updating the "Last Updated" date.

10. Jurisdictional Issues

The information provided on this website may not be applicable in all jurisdictions. Lending laws, regulations, and practices vary by location. Users are responsible for ensuring compliance with their local laws and regulations.

11. Fair Housing and Equal Opportunity

LoanCalcPro.info supports fair housing and equal opportunity in home financing. Our calculators are available to all users regardless of race, color, religion, sex, handicap, familial status, or national origin.

12. Contact Information

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